Online Guide for Newcomers to Prince Edward Island - Canada
Private Health Insurance
The PEI Health Card does not cover all medical costs. You can buy insurance from a private company to pay for costs that are not covered.
Some employers offer health insurance or a medical plan to their employees. If a plan is available at your workplace, you can enroll yourself and your family.
The costs for such health insurance plan are usually deducted from your pay cheque, and may be lower than those of an individual family plan.
Additional health insurance or a medical plan can cover all or part of the costs of things like:
- prescription medications
- eye examinations, glasses and contact lenses
- dental services
- medical travel costs (when you have to travel to access medical services)
- ambulance service
- private hospital room
- other health services from providers like: massage therapists, physiotherapists, chiropractors, acupuncturists, etc.
The cost of your private health plan will depend on:
- your age
- your state of health
- number of family members on the plan, their ages, and state of health, and
- the services you choose to include in your health insurance plan package.
With private health insurance sometimes you have to pay for the medical service, and you get the money back from your insurance company after you claim the expense, and sometimes the service provider bills your insurance company directly.
You can find the health insurance companies listed in the Yellow Pages. [See Related Resources]